Get expert legal representation for bad-faith insurance claims
If you have been denied a legitimate insurance claim, our bad faith insurance attorneys in Temecula form a strong legal team that will fight for your rights with your insurance company.
Insurance companies can act in bad faith by:
- Deliberately delaying your payments
- Failing to promptly and thoroughly investigate your claim
- Failing to reimburse you entirely for your loss
- Refusing to settle your case
- Unreasonably denying benefits to your claim
- Using unreasonable interpretations in translating the language of your policy
Even if you do not think you have a case, contact us at (951) 289-0628. Making an inquiry with an attorney will not obligate you to pursue legal action, but it may give you a different perspective and change your mind.
Was Your Insurance Claim Denied?
Insurance company lawyers are very skilled in finding reasons to deny your claim. Even though you have paid your premiums on time and been a faithful customer, your insurance company may not hold up its end of the contract. But in the eyes of the law, an insurance policy is considered to be a contract between you and your insurance company.
Our law firm is very familiar with the strategies and goals insurance companies use to reduce the amount of money awarded to injured people like you. We have years of experience in handling civil and criminal cases at all levels and have argued numerous cases in jury trials.
You purchased insurance for protection in case of a natural disaster, fire, auto accident, catastrophic event or disabling injury. You rely on your insurance company to be there when you need them. Sadly, many insurance companies are only motivated by their bottom line; so they will deny your claim, only agree to pay a portion of the true value of the claim, or delay payments.
At the Ellis Helm, APC, we represent people like you whose insurance companies have failed to provide coverage. Our experienced attorneys have been successful in winning many kinds of insurance claims over the years.
Signs Your Insurance Company May Be Acting in Bad Faith
Not every claim denial is unlawful—but many are. Watch for these red flags that could indicate bad faith insurance practices in Temecula:
You receive vague or generic denial reasons
There are unexplained delays with no communication
Your insurer refuses to investigate or request excessive documents
You’re offered an unfairly low settlement
They misrepresent policy terms or legal rights
If any of these sound familiar, it’s time to speak with an insurance bad faith lawyer in Temecula.
Why Insurance Companies Deny Legitimate Claims
Many insurers operate on profit—not promises. Common bad faith tactics include:
Misstating policy coverage or exclusions
Delaying the investigation to pressure you into accepting less
Denying claims without a proper review of evidence
Using fine print to unfairly limit coverage
Our insurance bad faith attorneys in Temecula know these tricks—and we know how to fight them.
Why Choose Us as Your Bad Faith Insurance Attorneys in Temecula?
When your insurance company turns its back on you, we’re here to hold them accountable. Here’s why clients throughout Temecula trust Ellis Helm, APC to fight for justice in bad faith insurance cases:
Deep Experience with Insurance Bad Faith Claims
Our team has decades of combined legal experience specifically in bad faith insurance claims in Temecula—we know the tactics insurers use and how to beat them.
Aggressive Advocacy, Compassionate Support
We go toe-to-toe with powerful insurance companies while treating you with honesty, care, and constant communication.
No Win, No Fee—Guaranteed
You don’t pay unless we win your case. That means zero risk and complete peace of mind throughout the process.
Local Lawyers Who Understand Temecula
As trusted bad faith insurance attorneys in Temecula, we know the local court system, judges, and the community—giving your case a strategic edge.
If your claim was unfairly denied, delayed, or underpaid, don’t let the insurance company call the shots. Let our experienced team fight for the compensation you rightfully deserve.
Contact Our Bad Faith Insurance Law Firm
Contact our law firm online or call (951) 875-6876 to schedule a free, one-on-one consultation with one of our experienced attorneys. We offer evening and weekend appointments to all clients, as well as home and hospital room visits. Our services come at no risk to you; we will never collect any fees unless we recover compensation on your behalf.
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Frequently Asked Questions
Bad faith occurs when an insurer unreasonably denies, delays, or underpays a valid claim. Common examples include ignoring evidence, misrepresenting policy terms, or failing to investigate the claim properly.
If your insurance company denied your claim without a valid reason or failed to communicate properly, you may have a case. A bad faith insurance attorney in Temecula can review your policy and the insurer’s actions to determine if bad faith occurred.
Yes. If your insurer violated their duty to act fairly and honestly, you may sue for the original damages owed plus additional compensation for their misconduct.
At Ellis Helm, APC, we work on a contingency fee basis—you pay nothing unless we win your case.
Generally, you have two years from the time the bad faith conduct occurred. However, it’s best to speak with a bad faith insurance attorney in Temecula right away to avoid missing any legal deadlines.
It depends on the terms of your settlement. If you were misled or pressured, you may still have options. A bad faith insurance lawyer in Temecula can review the agreement and advise you.
Keep all communication records, avoid signing anything without legal review, and contact a bad faith insurance attorney in Temecula to evaluate your situation.
